BOUALOU, S. . .; EL HARAOUI , I. . EXPLORING THE DETERMINANTS OF M-WALLET ADOPTION: A DELPHI STUDY. International Journal of Strategic Management and Economic Studies (IJSMES), [S. l.], v. 2, n. 5, p. 1926–1941, 2023. DOI: 10.5281/zenodo.10038686. Disponível em: https://ijsmes.com/index.php/ijsmes/article/view/268. Acesso em: 10 sep. 2024.