Analysis of the effects of cost-sharing on health status based on social health protection status in Morocco

Abstract

In Morocco, socio-sanitary indicators suggest that the health status of the population, particularly low-income households, is relatively poor. To address this issue, the social health protection system is being developed. The objective of this article is to examine the impact of an individual's membership in a health insurance scheme on their health status. The main findings from our econometric analysis indicate that being a member of a health insurance scheme increases the likelihood of reporting good health by approximately 8.7%. This empirical analysis challenges the conclusions of certain studies. The uniqueness of this article lies in its quantitative analysis of the effect of health insurance on population health in Morocco. Consequently, the results of our study suggest that policies aimed at promoting and expanding the social health protection system in Morocco could reduce financial barriers to healthcare access and, consequently, improve individuals' health status.